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Credit Default
removals

We specialise in removing credit defaults, which typically remain on a client’s file for five years.

Default Judgment removals

Defaults/Court Judgments, stemming from credit provider litigation, last 5 years on a client’s file. We specialise in their removal.

Credit Enquiry
removals

Each finance application results in a credit file check by the Credit Provider, creating an inquiry. More inquiries lead to a greater impact on the credit score.

Missed Repayment amendments

This happens when a client misses a loan repayment, and if not rectified within 14 days, it leads to arrears. We negotiate to amend these under certain circumstances.

why choose us?

Experience Tailored Solutions and Personalised Service: Your Clear Path to Financial Freedom

faq’s

All you need to know

The default will remain for at least 5 years from the date of listing depending on the type of default listed.
No, the default will remain for at least 5 years. However, they are required to update the listing from outstanding to paid or settled, this will assist your score but not as much as having it entirely removed.
Yes – however this will depend on whether the company followed the correct procedures or not.
It completely depends on the credit provider, it can range from a few days to a few months depending on how fast the credit provider takes to deliver an outcome. From our end, we will never add to the delays, we start works the day you engage us and respond to credit providers within 24 hours pending any further information we may require from you.
If we believe you have a strong case for removal we can make an application on your behalf to the relevant complaints authority to escalate the request. We do this only after consulting with you and there is no extra fee for this.
It depends on your financial goals, loan applications may be rejected or possibly have higher interest rates depending on your situation. If you have a good credit score, it can be one less barrier in this processes.
We are a no nonsense credit repairer, we will tell you exactly what you need to hear in relation to your credit file and we have a low refundable deposit which means we can get to work faster for you.

You can find the details below, if you would like our assistance we can obtain an immediate credit file for you as part of our FREE assessment.

Equifax Australia
www.equifax.com.au

13 83 32

Illion

www.illion.com.au

1300 734 806

Experian

www.experian.com.au

1300 783 684